Estate administration coordination. Fixed fee. Human-led. Technology-backed.
Sanelisiwe Lokwe is the co-founder and operator of EstateHelp. She is a qualified product manager and the architect of the service model. She acts as executor's agent under a written Power of Attorney, coordinating every professional and institution involved in the deceased estate process — from the first call to the Master's discharge. Fixed mandate fee of R20,000–R25,000. Substantially less than the 3.5% executor fee that attorneys and trust companies charge as the default.
Attorneys (3.5%)
R70,000
on a R2M estate
Trust companies
R70,000
same default rate
EstateHelp
R20,000–R25,000
fixed mandate
The Service
An executor's agent. Not a law firm. Not an executor.
What EstateHelp coordinates
Legal foundation
The Administration of Estates Act permits the appointed executor to delegate administrative work to an agent under a written Power of Attorney. No licence or registration is required for this role. Sanelisiwe Lokwe is that agent. Every mandate is governed by a signed engagement letter.
Out of scope — referred to attorney partner
The Client Portal
The family always knows where their case stands.
Every client receives access to a portal that shows their phase, what is complete, what is needed from them, and a direct message thread to Sanelisiwe. No jargon. No form numbers. Plain language throughout.
Phase tracker
All six phases visible. Current phase highlighted. What is complete, in progress, and coming next — at a glance.
Document status
Every document tracked. The family sees exactly what they need to supply and what is already in hand.
Message thread
A direct line to Sanelisiwe. Questions answered same-day. No call centres. The person managing the case responds.
Deadline visibility
Statutory deadlines colour-coded by urgency. The family is never caught by surprise by a Master's deadline or a SARS filing date.
The Six Phases
40+ documents. 12–36 months. All of it coordinated.
| Phase | Name | Duration | Key milestone |
|---|---|---|---|
| 1 | Immediate | Days 1–14 | Death certificate. Section 13(1) bank release surfaced proactively. |
| 2 | Marriage Regime | Days 1–30 | Marriage regime confirmed. Accrual calculation completed if applicable. |
| 3 | Master of the High Court | Weeks 2–12 | Letters of Executorship issued. |
| 4 | Banks & Financial Assets | Months 2–6 | All institutions notified. Estate late bank account opened. |
| 5 | Asset Claims & Transfers | Months 3–18 | L&D Account compiled. All assets distributed. |
| 6 | SARS, Tax & Closure | Months 6–36 | SARS tax clearance. Master's discharge received. |
The Three Routes
Every intake call ends with a clear recommendation.
Sanelisiwe conducts a free 30-minute intake call. The right route depends on the estate.
DIY Route
Simple estate. Family capable.
SmartDoc AI Estate DIY Kit referral (R499–R1,299). Professional recommendation and a clear starting point.
No mandate fee.
Appointed Agent
Standard estate. Full coordination needed.
Sanelisiwe appointed as executor's agent under Power of Attorney. Full coordination for 12–36 months.
R20,000–R25,000 fixed. Milestone invoicing.
Attorney Referral
Complex estate — contested will, business interests, foreign assets.
Referred to attorney partner with full case context. EstateHelp may retain coordination role.
R5,000–R8,000 flat coordination retainer.
The family coordinates the grief. We coordinate the estate.
EstateHelp is in development. Register interest to be notified when intake calls open.
Register interestEstateHelp (Pty) Ltd · Sanelisiwe Lokwe, co-founder and operator · Technology by CenturionAI (Pty) Ltd
Written and maintained by
Wandile Lokwe
Founder and CEO, CenturionAI & InsureLoans
15 years in senior leadership across insurance, banking, and logistics before founding CenturionAI. Held the FAIS Key Individual licence and managed FSCA-regulated products. Every CenturionAI product is grounded in problems Wandile encountered directly in the field.
Frequently Asked Questions
Common questions
Get in touch
Talk to Wandile directly
No sales team. No automated responses. Every enquiry goes directly to Wandile Lokwe. Describe your problem and you will get a direct answer about whether CenturionAI can solve it.