Estate AdministrationProfessional ServicesFixed FeeSA Law

Estate administration coordination. Fixed fee. Human-led. Technology-backed.

Sanelisiwe Lokwe is the co-founder and operator of EstateHelp. She is a qualified product manager and the architect of the service model. She acts as executor's agent under a written Power of Attorney, coordinating every professional and institution involved in the deceased estate process — from the first call to the Master's discharge. Fixed mandate fee of R20,000–R25,000. Substantially less than the 3.5% executor fee that attorneys and trust companies charge as the default.

Attorneys (3.5%)

R70,000

on a R2M estate

Trust companies

R70,000

same default rate

EstateHelp

R20,000–R25,000

fixed mandate

The Service

An executor's agent. Not a law firm. Not an executor.

What EstateHelp coordinates

Every document required at each of the six phases
All institutional correspondence — drafted, sent, tracked
All statutory deadlines — calculated and monitored
Every professional in the process — attorney, conveyancer, tax practitioner
Weekly client updates — automatic, substantive, plain English
Same-day responses to client queries via the portal
Proactive surfacing of rights the institutions do not volunteer (e.g. Section 13(1))

Legal foundation

The Administration of Estates Act permits the appointed executor to delegate administrative work to an agent under a written Power of Attorney. No licence or registration is required for this role. Sanelisiwe Lokwe is that agent. Every mandate is governed by a signed engagement letter.

Out of scope — referred to attorney partner

Legal advice of any kind
Will validity assessment
Tax advice and estate duty optimisation
Court papers and legal instruments
Complex asset distribution disputes

The Client Portal

The family always knows where their case stands.

Every client receives access to a portal that shows their phase, what is complete, what is needed from them, and a direct message thread to Sanelisiwe. No jargon. No form numbers. Plain language throughout.

Phase tracker

All six phases visible. Current phase highlighted. What is complete, in progress, and coming next — at a glance.

Document status

Every document tracked. The family sees exactly what they need to supply and what is already in hand.

Message thread

A direct line to Sanelisiwe. Questions answered same-day. No call centres. The person managing the case responds.

Deadline visibility

Statutory deadlines colour-coded by urgency. The family is never caught by surprise by a Master's deadline or a SARS filing date.

The Six Phases

40+ documents. 12–36 months. All of it coordinated.

PhaseNameDurationKey milestone
1ImmediateDays 1–14Death certificate. Section 13(1) bank release surfaced proactively.
2Marriage RegimeDays 1–30Marriage regime confirmed. Accrual calculation completed if applicable.
3Master of the High CourtWeeks 2–12Letters of Executorship issued.
4Banks & Financial AssetsMonths 2–6All institutions notified. Estate late bank account opened.
5Asset Claims & TransfersMonths 3–18L&D Account compiled. All assets distributed.
6SARS, Tax & ClosureMonths 6–36SARS tax clearance. Master's discharge received.

The Three Routes

Every intake call ends with a clear recommendation.

Sanelisiwe conducts a free 30-minute intake call. The right route depends on the estate.

Route A

DIY Route

Simple estate. Family capable.

SmartDoc AI Estate DIY Kit referral (R499–R1,299). Professional recommendation and a clear starting point.

No mandate fee.

Route B

Appointed Agent

Standard estate. Full coordination needed.

Sanelisiwe appointed as executor's agent under Power of Attorney. Full coordination for 12–36 months.

R20,000–R25,000 fixed. Milestone invoicing.

Route C

Attorney Referral

Complex estate — contested will, business interests, foreign assets.

Referred to attorney partner with full case context. EstateHelp may retain coordination role.

R5,000–R8,000 flat coordination retainer.

The family coordinates the grief. We coordinate the estate.

EstateHelp is in development. Register interest to be notified when intake calls open.

Register interest

EstateHelp (Pty) Ltd · Sanelisiwe Lokwe, co-founder and operator · Technology by CenturionAI (Pty) Ltd

Written and maintained by

Wandile Lokwe

Founder and CEO, CenturionAI & InsureLoans

FAIS Key Individual — RE5 (FSCA, 2014)AWS Certified Cloud PractitionerBCom Marketing & Management — University of Pretoria15+ years Insurance, Banking, and Logistics leadership

15 years in senior leadership across insurance, banking, and logistics before founding CenturionAI. Held the FAIS Key Individual licence and managed FSCA-regulated products. Every CenturionAI product is grounded in problems Wandile encountered directly in the field.

Frequently Asked Questions

Common questions

Get in touch

Talk to Wandile directly

No sales team. No automated responses. Every enquiry goes directly to Wandile Lokwe. Describe your problem and you will get a direct answer about whether CenturionAI can solve it.

Response within 24 hours

Centurion, Gauteng

leads@centurionai.co.za