InsurTechFAIS ArchitectureWhatsApp AISA Market

Compare every insurance option. No broker. No commission bias. No pressure.

InsureLoansA shows South African consumers real prices from 40+ insurers and providers across 9 product categories — side by side, in seconds. SAM, the AI comparison assistant, is available on WhatsApp, by phone, and on the web — 24 hours a day, answering in plain language with confirmed prices in Rand.

9

Product categories

40+

Providers compared

24/7

SAM available

POPIA CompliantFSP Application In PreparationFICA-Governed Claims ProcessTreating Customers FairlySouth African Data Storage

What It Does

Two functions. One platform.

01

Financial Marketplace

9 product categories. 40+ providers. Real confirmed prices in Rand. All options shown — not ranked by commission, not filtered to preferred providers. The consumer sees everything and chooses. SAM explains anything that needs explaining.

Funeral coverLife insuranceRetirement annuityLegal insurancePersonal loansDebt consolidationMedical insurancePet insuranceVehicle tracking
02

Funeral Claims Acceleration

A dedicated claims processing pipeline. Document upload, fraud checking, FICA compliance, human advisor review — claim reaches the insurer within 1–2 hours. 94% first-time approval rate.

See Funeral Claims Platform →

SAM — The Comparison AI

SAM is not a salesperson. No commission targets. No product steering.

SAM gives you the information and gives the decision back. Every option. Every provider. Confirmed prices in Rand. You choose.

WhatsApp

+27 60 014 5992

Tell SAM what you are looking for. All options shown immediately with confirmed monthly prices in Rand, waiting periods, and key features. No hold music. No queue.

WhatsApp SAM

By Phone

+27 60 014 5992

SAM answers within 3 rings and handles the complete comparison by voice. No IVR. SAM answers and SAM knows what you need.

Call +27 60 014 5992

On the Website

insureloansa.co.za

The comparison wizard at insureloansa.co.za. SAM is embedded throughout the wizard to explain anything that needs explaining.

Use the wizard

SAM presents information. SAM does not provide financial advice as defined in FAIS 37 of 2002. SAM does not recommend products. The consumer makes the decision.

Compliance

Built for compliance from day one. Not added at the end.

InsureLoansA operates currently as a lead generation and referral platform. When a consumer selects a provider, their details go to that provider and only that provider — not a list, not a data broker, not anyone who will call from an unknown number. The provider completes the application on their own licensed platform.

A Category I FSP licence application is in preparation. The architecture — the data model, the consent flows, the POPIA compliance, the FICA-governed claims process, and the audit trail — is built for that licence. The regulatory infrastructure was designed by someone who held the FAIS Key Individual licence and was personally accountable for FSCA audit outcomes.

Operating statusLead generation and referral platform
FSP licenceCategory I application in preparation
Claims processFICA-governed
Data storageSouth Africa — POPIA compliant
Data sharingOne provider only — the one you selected
Financial adviceNot provided — FAIS 37/2002 compliant disclosure

Real prices. Real comparisons. No pressure.

Free to use. No login required for comparison. Takes 60 seconds.

Written and maintained by

Wandile Lokwe

Founder and CEO, CenturionAI & InsureLoans

FAIS Key Individual — RE5 (FSCA, 2014)AWS Certified Cloud PractitionerBCom Marketing & Management — University of Pretoria15+ years Insurance, Banking, and Logistics leadership

15 years in senior leadership across insurance, banking, and logistics before founding CenturionAI. Held the FAIS Key Individual licence and managed FSCA-regulated products. Every CenturionAI product is grounded in problems Wandile encountered directly in the field.

Frequently Asked Questions

Common questions

Get in touch

Talk to Wandile directly

No sales team. No automated responses. Every enquiry goes directly to Wandile Lokwe. Describe your problem and you will get a direct answer about whether CenturionAI can solve it.

Response within 24 hours

Centurion, Gauteng

leads@centurionai.co.za