South African guides. Grounded in law.

24 May 2026

AI Automation

8 min read

Not every AI tool is worth the complexity it introduces. This guide evaluates which AI automation categories deliver real value for South African SMEs in 2026 — based on implementation experience across insurance, financial advisory, legal, and logistics operations.

24 May 2026

Labour Law and CCMA

7 min read

The 30-day referral window is the most important deadline in South African labour law. Miss it, and you must apply for condonation — a separate process that is not guaranteed. This guide explains the CCMA 30-day rule, how to calculate it, how to complete LRA Form 7.11, and what happens if the deadline has already passed.

24 May 2026

Business Contracts

7 min read

An employment contract that does not comply with South African law is not void — it just means the BCEA minimum applies instead of whatever the contract says. This guide explains what every South African employment contract must include, what common red flags look like, and which clauses are frequently problematic for employees and employers alike.

24 May 2026

Tax and Financial Planning

5 min read

The 2026 Budget raised the retirement annuity contribution deduction cap from R350,000 to R430,000. This is the biggest change to retirement fund tax incentives in years. This guide explains the new limit, how to calculate your maximum deductible contribution, and what happens to contributions that exceed the cap.